Good to know
Your questions
Everything Singapore investors ask us about buying abroad — ownership rules, yields, currency, financing, ABSD, and how we actually get paid. Still unsure? Just talk to us.
Home / FAQ
Usually for three reasons. First, diversification — Singapore property is strong but it is a single small market, and a second economy spreads your exposure. Second, the Additional Buyer's Stamp Duty makes acquiring a second or third home here costly, while the same capital deployed abroad can buy more income-producing space without that surcharge. Third, life: a child studying overseas, a future relocation, or simply earning rent in another currency. We help you decide whether an overseas purchase genuinely fits your situation — and we say so plainly when it does not.
We actively advise on the United Kingdom, Australia, Japan and Malaysia. We keep the list deliberately short because we will only put clients into markets we know intimately, where foreign ownership is clear, and where we have lawyers and lettings partners we have personally used. A long brochure of twenty countries usually means a firm that knows none of them well. We would rather advise on four markets properly than thirty superficially.
Yes, with rules that differ by market. The UK allows foreigners to own freehold and long-leasehold outright. Japan permits full freehold of land and building with no nationality restriction. Australia generally limits foreign buyers to new dwellings and requires FIRB approval. Malaysia allows freehold and leasehold condominiums above a state-set minimum price. Part of our job is matching you to a market whose ownership rules suit your goal — and clearing every approval and threshold before you commit a cent.
It is a quick starting point, not a recommendation. You choose a budget band in Singapore dollars, a target market and your main objective — rental yield, capital growth, or own-stay and relocation — and it suggests a matched market, a typical project type, an indicative entry price and a projected gross rental-yield range. Every figure is clearly labelled indicative. It exists to frame a useful first conversation, after which a real adviser looks at your full situation. No tool can replace advice tailored to your tax position and timeline.
No — and we are wary of anyone who presents overseas-property figures as guaranteed. The yields, entry prices and growth characters we publish are indicative, drawn from recent comparable transactions and current letting data in each market. Real returns depend on the specific unit, the building, occupancy, currency movement and costs. We present a realistic range, including the downside, rather than a single flattering number, so you can make a clear-eyed decision.
We are transparent about it because it shapes whose side we are on. We are remunerated by the developers and partners whose projects complete, on terms disclosed to you, and we never take a higher fee to push one project over another. Because our business depends on repeat clients and referrals rather than a one-off sale, our incentive is to put you in the right asset, not the most lucrative one for us. If a market does not suit you, the most valuable thing we can do is say so.
Currency cuts both ways and deserves real thought. You buy in GBP, AUD, JPY or MYR, so the Singapore-dollar cost of your purchase and the SGD value of your rental income both move with exchange rates — a weak yen, for instance, has made Japan cheaper to enter but would trim SGD income if it recovers. On financing, the UK and Malaysia offer non-resident mortgages at meaningful loan-to-value, Australia is tighter, and many Japan buyers pay cash. We map the full picture, currency and credit, before you decide.
Carefully, and in line with Singapore's Personal Data Protection Act. The financial details you share for a consultation stay with our advisory team and the specific lawyers or lenders a transaction requires, and only with your consent. Your information is never sold on or fed into unrelated marketing. At any point you can ask to see the records we keep and request their deletion.
Those events typically exist to sell you one specific development that night, often with a high-pressure close and a single rosy projection. We do the opposite: we start with your situation, present several markets and projects with their risks and downsides shown, encourage you to inspect before deciding, and are perfectly happy for you to walk away. There is no ballroom, no countdown timer, and no obligation — just an advisory relationship we hope lasts across more than one purchase.