Currency Converter
Convert USD to SGD — and between any major currencies — using live reference rates. Free, instant, in your browser.
Reference rates vs the rate you pay
This converter uses mid-market reference rates from the European Central Bank — the "true" rate you see on Google. When you actually exchange money, banks and payment providers add a spread on top, so build a small margin into your pricing. For a Singapore SME quoting overseas clients, that margin is the difference between a healthy job and a thin one.
Frequently asked questions
How does this currency converter work?
It fetches live reference exchange rates (European Central Bank rates, via the free frankfurter.app API) and converts your amount instantly. The rate and its date are shown with every result.
Which currencies are supported?
Major currencies including SGD, USD, MYR, INR, EUR, GBP, AUD, JPY, CNY and more — pick any pair from the dropdowns.
Are these rates good enough for a real transaction?
They are reference (mid-market) rates — perfect for estimates and pricing. Banks and payment providers add a margin, so the rate you actually pay will differ slightly.
Is it free?
Yes — free, no sign-up, and it runs in your browser.