What this cover is about
Comprehensive is the widest cover we arrange, and the one most Singapore drivers settle on once their car is worth something. It pays for damage to your own vehicle after an accident — whether the other party can be traced or not — on top of your legal liability to other people for injury and property damage. Fire, theft, windscreen and a long list of own-damage events sit inside it as standard.
It is the sensible choice the moment paying for repairs yourself would sting. A car still under finance, a near-new car, a continental model with pricey parts, or a daily driver you cannot do without — these are all comprehensive cases. You drive knowing a careless reverse in a carpark or a flooded underpass is the insurer’s problem, not a fortnight of your pay.
We help you size the excess sensibly, decide whether an authorised-workshop policy or an any-workshop upgrade fits how you drive, and protect your No-Claim Discount so one small claim does not undo years of careful driving. The aim is honest cover at a fair premium — not the cheapest number that quietly leaves gaps.
Who it suits
Drivers with a car still worth protecting, a car loan to service, or simply no appetite for paying out of pocket after a knock.
