OCBC SME Index Q1 2025
9.7% average wage-bill increase across SG SMEs.
Survey of 1,000 SG SMEs.
View sourceFor SG SMEs with 5–25 staff in F&B, retail, clinic, professional services, property, education.
12 templates. 2 ready to run on Day 1. 7-day delivery.
Built on OCBC's wage-pressure prescription and the OECD 2025 D4SME survey. No course. No 6-week consulting. No vendor commissions. Free 30-minute call to scope it.
§ 02 — What is in the playbook
When you check out, you pick your sector — F&B, retail, clinic, professional services, property, or education. Within 7 days you receive 12 named workflows tuned to that sector. The 4 templates per sector you can preview below; the rest unlock at purchase.
12 named workflows. Built for your sector specifically.
We do the math at SG average wage so you do not have to.
Claude, ChatGPT, n8n, Make, Zapier — named, with what they cost. No vendor commissions.
We tell you the order to ship them in.
Setup screenshots + no-code config files. You are live before lunch.
Typical 4–9× year-1 payback, mapped to your wage cost.
§ 03 — Pick your sector
Click any sector to see the 12 templates we deliver and what 4 of them look like up front.
§ 04 — How it works
Four steps. We do the heavy lifting; you point the templates at your business.
Day 0 · checkout
At checkout you pick one of six sectors. We send a 9-question intake form (5 minutes).
Days 1–6
We tune the 12 templates to your business, your team size, and your specific sub-niche.
Day 7
You get a Notion link with all 12 templates, vendor pricing, the 90-day rollout, plus 2 turn-key workflows as ready-to-import config files and a 5-min Loom walkthrough.
Day 8–14
If you want, we get on Zoom for 30 minutes to walk through the 2 Day-1 workflows live. Free. No upsell unless you ask.
§ 05 — Honest comparison
We checked. The middle path is built for you.
The free path most owners try first
What we deliver in 7 days
The traditional alternative
§ 06 — Authority
Every claim above traces back to one of these. PDFs viewable on request.
Survey of 1,000 SG SMEs.
View sourcePlus index reading 50.8 — back to expansion territory.
View sourceOECD CFE Initiative · 10-country survey, 2,000+ SMEs.
View sourceStatutory annual report, FY2024-25.
View source§ 07 — FAQ
No. You don't sit through anything. You receive 12 sector-tuned templates, 2 of them turn-key, plus vendor stack pricing and a 90-day rollout plan. The optional 30-min call is a walkthrough, not a lesson.
The 12 templates per sector are stress-tested across 60+ sub-categories. If we genuinely cannot tune them to your sub-niche after the intake form, we refund — no friction, no questions. To date this has not happened.
You can. We checked: SG-tagged AI YouTube content is mostly 60-second Shorts (43% of all SG-business YouTube content per Track F). Stitching it into 12 named workflows for your sector takes ~30 hours. We do that work in 7 days, sector-tuned, with vendor pricing and rollout plan included. The Sg-cost-of-time math favours buying.
Honestly: yes, if it fits. After the optional 30-min call, if your team needs ongoing AI-augmented marketing operations (content + ads + GBP + workflows), our retainer is S$1,500–S$3,500/mo depending on scope. We say no when the fit isn't there. The playbook is yours either way.
14-day, no-questions. Singapore is small enough that we cannot afford to disappoint anyone — and we would rather refund than have a frustrated buyer half-using a playbook.
§ 08 — Why this week
OCBC measured it: SG SME wages rose 9.7% in Q1 alone. Every quarter you delay AI adoption, your margin compresses while sector peers who started earlier compound theirs.
Three things take 30 minutes: