Essential is the plan we point most weekend travellers to. It carries genuine overseas medical and emergency-evacuation cover — the two things that turn a small mishap into a five-figure bill if you’re uninsured — without padding the premium with limits you’ll never reach on a four-day trip to Bali.
You still get trip-cancellation cover for the flights and hotel you’ve already paid for, baggage protection for a lost or delayed bag, and a delay benefit that quietly buys you a meal and a coffee when the gate board turns red. Covid-19 medical treatment overseas is built in, not an upsell.
It’s the right choice when your trip is short, your destination is close, and you want cover that does the important jobs cleanly. If you’re heading further, staying longer or carrying expensive gear, our adviser will nudge you up to Explorer instead of overselling you here.
Higher single-item limits for phones, laptops, cameras and the gear you travel with.
Raises trip-cancellation limits and widens the reasons you can claim a cancelled trip on.
Our most-chosen plan — higher medical and cancellation limits, gadget cover and a stronger baggage line for real holidays.
Top-tier limits for long-haul and high-value trips — unlimited medical, generous cancellation and the widest baggage cover.
One policy, unlimited trips for twelve months — the plan for frequent flyers that usually pays off by the third getaway.