Explorer is the plan most Roamsure travellers actually buy, and for good reason — it’s the sweet spot between Essential’s lean cover and Premier’s top-of-the-range limits. The overseas medical line jumps to a million dollars, which is the number that matters the moment you need a hospital in a country where care is expensive.
It’s built for real holidays rather than quick hops. Cancellation cover stretches to S$7,500 so a fuller itinerary is protected, baggage rises to S$6,000 with a usable single-item limit for a phone or camera, and the delay benefit doubles so a long airport wait costs you less.
If you’re flying to Japan for two weeks, taking the family to Australia, or simply travelling with gear you’d hate to lose, Explorer is the one our advisers recommend. Add the Adventure boost for skiing or diving, and you’ve a plan that won’t flinch at a real claim.
Covers skiing, diving, trekking above 3,000m, bungee and the activities standard plans exclude.
Higher single-item limits for phones, laptops, cameras and the gear you travel with.
Cabin confinement, missed port departures and onboard medical evacuation cover for sailings.
Honest core cover for a short, simple getaway — medical, cancellation and baggage, nothing you won’t use.
Top-tier limits for long-haul and high-value trips — unlimited medical, generous cancellation and the widest baggage cover.
One policy, unlimited trips for twelve months — the plan for frequent flyers that usually pays off by the third getaway.