This is an indicative estimate to guide your choice — a guide, not a fixed quote. Your final premium depends on travel dates, declarations and the exact plan, confirmed by your Roamsure adviser. Roamsure is a fictional demo brand built by SGBP.
How the estimate is worked out
So you know it’s honest, not a black box. The Estimator weighs the four things that genuinely move a travel-insurance premium.
Where you’re going
Worldwide trips to the US and Europe carry the highest medical risk, so they cost more than a short hop to ASEAN. The region sets the base.
How long for
Longer trips mean more days of exposure. A single-trip premium scales with the length band you pick; annual cover is a flat yearly figure.
Who’s travelling
Each adult is priced in full; children travel at a reduced rate. Families and groups often work out cheaper on one combined policy.
Any add-ons
Adventure sports, cruise cover, gadget cover and a cancellation boost each add a little — only if your trip actually needs them.
A note on honesty
The number you see is an indicative estimate to help you choose between Roamsure tiers — it is not a fixed quote and not a contract of insurance. Your final premium depends on your exact travel dates, any medical declarations and the wording of the plan you buy, all confirmed by a real adviser. Roamsure is a fictional demo brand built by SGBP; in a real build, the same Estimator would be wired to live underwriting rules. Talk to an adviser to turn an estimate into a real quote.